Life X

BECAUSE YOU DESERVE PLATINUM PROTECTION

Choose Our Core Care Coverage​

Comprehensive Coverage

From routine check-ups to unexpected emergencies, we've got you covered.

Easy Access to Care

Convenient, streamlined services to ensure you get the care you need when you need it.

Plans to Suit Every Budget

Tailored to fit your budget, because great health should never come at a high cost.

What To Expect

Individual & Family Plans

Designed to offer comprehensive coverage, including health, dental, and vision insurance. These plans provide financial protection and peace of mind, ensuring that individuals and families are prepared for every stage of life with flexible policies that meet their specific needs.

Supplemental Insurance

These help fill the gaps left by primary health plans. These include coverage for critical illnesses, accidents, and disabilities, providing extra financial support for unexpected medical expenses. Whether you’re looking to complement an existing employer-provided plan or need standalone coverage, our supplemental options offer enhanced protection for life’s uncertainties.

Group Plans

These plans are for businesses and organizations of all sizes. Our group plans include health, life, dental, and vision coverage, designed to provide comprehensive benefits for employees and their dependents. These scalable and affordable plans not only support employee wellness but also help employers attract and retain top talent in today’s competitive market.

Your Benefits

Your PHD offers many benefits, including behavior identification modules, risk resolution guidelines, health tracking, library, videos, and more.

We offer unlimited coaching by a registered nurse to help you understand and manage your health as well as your family’s health.

Get unlimited sessions with no copay and access to a licensed prescriptive-level practitioner for televisits 24/7/365, available to the whole family.

Full-service Pharmacy Benefit company with innovative programs and high-touch member services.

Connect With Your Advisor

CALL: 866-535-4325
Email: info@buysmarterhealthcare.com
Get In Touch!

NOTE:  These plans are committed to collect and analyze health date to build a healthier future.  Our PPO plans have comprehensive coverage by three great PPO networks.  You have to become a Research Associate to take advantage of these plans.  Call us to find out more information.

AFFORDABLE HEALTH PLANS

For the Gig-Economy Successful Entrepreneurs the Sole Proprietors & Independent contractors

BENEFITS
Accident Protector
Accident & Sickness Protector
Cancer Care Plan
Critical Illness Plan
Sick Pay Short- term Plan – Accident and/or sickness
Sick Pay Long-term Plan
Life Insurance
Employee Worksite Plans
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Disclaimer:- This website is for informational purposes only and should not be construed as an offer of coverage or a comprehensive listing of all health insurance plans available in your state. We do not provide access to all plans that may be available, and the plans presented may not represent all qualified health plans offered by insurers in your area. Plan availability, benefits, costs, and terms are subject to change and may vary based on individual circumstances. Not all health insurance plans are the same. Some plans, including certain short-term health plans and other non-Affordable Care Act (ACA) compliant policies, may require you to qualify based on health-related questions and may deny coverage based on pre-existing conditions. In contrast, ACA-compliant plans available through HealthCare.gov or your state’s health insurance marketplace guarantee coverage regardless of health status, and you cannot be denied due to pre-existing conditions. We strongly recommend that consumers review all available options before deciding on their health insurance coverage. For a complete listing of available plans, including potential financial assistance, please visit HealthCare.gov or your state’s health insurance marketplace. Depending on your income and eligibility, you may qualify for subsidies, such as premium tax credits or cost-sharing reductions, which are only available through government-run marketplaces.This website does not provide tax, legal, or medical advice. Please consult a licensed insurance professional, tax advisor, or legal counsel for guidance specific to your situation.

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