Accident Protector
Accidents happen — often when you least expect them. If you have accidental injuries, medical insurance may cover some of the related costs. According to Bankrate’s annual emergency savings survey, 22% of U.S. adults claim they have no emergency savings and 57% aren’t comfortable with what they have for emergency savings. When extra expenses start adding up, that can lead to financial strain. With accident insurance, the cash benefit payout can help you pay for these expenses.
With an accident insurance plan, you decide how to use your cash benefit. It can help you pay for
expenses like:
• Lost wages from missing work
• High health insurance deductibles
• Unpaid bills
• Unexpected medical expenses
When you have accident insurance, you can have coverage to help pay for a variety of services
directly related to an accidental injury, including:
• Ambulance service
• Hospital emergency room care
• Physical therapy
• Urgent care center service
• Burns
• Concussions
• Dislocations
• Fractures
• Lacerations
AD& D coverage is included with all accident plans.
Why choose accident plans:
• Pays regardless of other insurance
• Accident insurance pays benefits, even if your main health insurance pays too.
• No networks
• Choose where you want to get care.4
• Multiple benefit levels
• Choose a monthly cost that works for you.
• Cash benefits
• Get money to help cover unexpected medical costs and health insurance gaps, like high deductibles.
Disclaimer:
This is a supplement to health insurance and is not a substitute for Major Medical or other minimum essential coverage.
IMPORTANT: If a covered individual is a Medicaid recipient, policy benefits may be assigned and payable to your state Medicaid agency. Also, your benefit payments may count as income for Medicaid eligibility purposes.
CONTACT US to get you and your family protected against accidents
